Your Cyber Insurance Policy Probably Won't Pay Out. Let's Fix That - For Free.

Most businesses don’t discover coverage gaps until they’re filing a claim. Our complimentary insurability audit reveals exactly where your policy fails and how to save 30–40% on premiums while getting better protection.

✅ No obligation  ·  ✅ Takes under 5 minutes    ·  ✅ No sales pressure

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$1.85M

44%

77%

60%

30–40%

Average cost of a ransomware attack

Of cyber claims denied due to policy gaps

Of small businesses are underinsured

Of businesses close within 6 months of an attack

Potential premium savings through our program

$1.85M

Average cost of a
ransomware attack

44%

Of cyber claims denied
due to policy gaps

77%

Of small businesses
are underinsured

60%

Of businesses close within
6 months of an attack

30-40%

Potential premium savings
through our program

Get Your Free
Cyber Insurance Survival Kit

Instant access to our free PDF guide “The 7 Cyber Insurance Gaps That Get Claims Denied” – plus a complimentary 1-on-1 insurability audit from our SeedPod Cyber team.

  • The 7 most common policy gaps that lead to denied claims
  • What security controls carriers require and how to document them
  • How to tell if your endorsement is leaving you exposed
  • A personalized insurability audit for your business (no cost)
  • Potential premium savings of 30–40% identified

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SeedPod Cyber LLC | seedpodcyber.com | CA Lic: 6007314

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Why Most Cyber Policies Fail When Businesses Need Them Most

Cyber insurance is more complex than any other business coverage line and general brokers rarely have the technical depth to get it right.

Security-Coverage Misalignment

Carriers require specific controls - MFA, EDR, immutable backups. When those aren't in place or can't be documented, they have grounds to deny your claim. Most brokers never check.

Endorsements Give a False Sense of Safety

A cyber rider on your commercial policy provides $50K–$250K in sublimited coverage with no incident response. When a real attack hits, that's not a policy - it's a gesture.

General Brokers Don't Speak "Security"

They can't accurately represent your IT environment to underwriters leading to mispriced premiums, inaccurate underwriting, and exclusions that only surface at claim time.

No Incident Response, No Safety Net

The difference between days and months of downtime often comes down to having a pre-vetted response team on call. Most policies don't include one.

44%

Of all cyber claims are denied The leading cause: misalignment between what the policy requires and the security controls actually in place. A gap analysis finds these issues before your carrier does.
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Why We Partnered With SeedPod Cyber

SeedPod is a specialized Managing General Agent (MGA) focused exclusively on cyber insurance. Together, we’ve built a program where your security investments actually count.

Your MSP Stack Is Recognized

SeedPod evaluated our security offerings and confirmed they meet carrier best practices so your investment in strong managed services directly lowers your premium.

Complimentary Insurability Audit

Every client receives a no-cost review of their risk profile including how insurers will evaluate your business and where denial triggers or coverage gaps exist.

30–40% Potential Premium Savings

By accurately representing your security posture to carriers that reward MSP-managed environments, we routinely find meaningful savings over general broker placements.

Coverage Built to Respond

Policies are aligned to your actual environment with a claims process that works alongside your MSP not around them. When an incident occurs, the response team already knows your stack.

Already Have Cyber Insurance?

This program is still for you. SeedPod will review your existing policy for gaps and exclusions at no cost. Many clients discover their current policy wouldn't actually pay out.

Education Sector Expertise

K-12 and higher ed institutions face the #1 cyberattack rate of any industry. Our program addresses FERPA exposures, EdTech vendor risk, and the unique needs of education environments.
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Three Steps to Coverage That Actually Works

From your first click to a policy aligned with your real security posture – here’s exactly what happens.

 
1
Request Your Free Gap Analysis (5 min)
Fill out the short form above. We'll reach out within one business day to schedule a brief intake call. No sales pitch just a genuine look at your current risk profile.
2
SeedPod Runs Your Insurability Audit
Our SeedPod team reviews your existing coverage (if any), your security posture, and how carriers will evaluate your business. You'll receive a clear picture of any gaps or denial triggers - at no cost.
3
Get a Policy That Performs When You Need It
We place coverage that accurately reflects your environment, with preferred pricing through SeedPod's carrier relationships. If your current policy is solid, we'll tell you - and tell you why.
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Common Questions

Almost certainly not. Cyber endorsements on CGL or BOP policies typically carry very low sub-limits ($50K–$250K), broad exclusions, and no incident response support. They are written primarily to satisfy a contractual requirement, not to actually fund a response to a serious cyber event. A standalone cyber policy provides significantly broader coverage, higher limits, and direct access to a response team.

The leading cause is misalignment between what the policy requires and what security controls are actually in place. Carriers increasingly require specific controls MFA, EDR, immutable backups, regular patching as conditions of coverage. When those controls aren’t deployed or can’t be documented, carriers have grounds to deny the claim. Most general brokers never audit your security environment before placing coverage, so these gaps go undiscovered until a claim is filed.

SeedPod Cyber is a specialized Managing General Agent (MGA) that works exclusively in cyber insurance. Unlike general brokers, SeedPod’s entire practice is focused on understanding technical risk, how security stacks are deployed, how carriers evaluate them, and how to ensure coverage accurately reflects a business’s actual risk posture. They partner directly with MSPs like Inspiroz, vetting our security offerings and creating a program that rewards clients who invest in strong security.

Clients supported by a vetted MSP like Inspiroz benefit from preferred pricing through SeedPod’s carrier relationships. On average, clients see 30–40% savings compared to policies placed through general brokers. Real-world examples include a manufacturing client who saved $11K annually and a healthcare client who saved $18K and cut their retention by 50%. Results vary the free gap analysis will give you a clear picture of what’s achievable.

The complimentary insurability audit is a high-level review of your current risk profile and existing cyber policy. SeedPod will assess how insurers are likely to evaluate your business, identify security gaps that could result in claim denial, and flag coverage gaps or exclusions in your current policy. If you have cyber insurance, they will also evaluate whether your policy would actually pay out in the scenarios your business is most likely to face. The process takes under 5 minutes to initiate with no obligation required.
 
Yes – and it’s particularly important for the education sector. Education became the most attacked sector globally in 2025, averaging 4,356 cyberattacks per organization per week. Education organizations carry unique exposures around FERPA-protected student records, PHI in school health programs, and third-party EdTech vendor risk. Standard commercial policies rarely account for these nuances. Coverage through this program can be specifically aligned to education sector risks.
 
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Find Out If Your Policy Would Actually Pay Out

A complimentary gap analysis takes less than 5 minutes. No obligation. No commitment. Just clarity on where you stand and what you could be saving.

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 Inspiroz · Cyber Insurance Program powered by SeedPod CyberSeedPod Cyber LLC | seedpodcyber.com | support@seedpodcyber.com | In CA, dba SeedPod Cyber Insurance Services | CA Lic: 6007314